How to block Nigerian bank accounts is very simple but could be challenging if you don’t have i knowledge. If you fall into same category, then this article is for you. Taking advantage of an era where digital banking is the heartbeat of Nigerian commerce, could be sometimes risky if one is unable to have necessary information against times of theft.
Before crying “had I known”, it is important to carefully read through the guidelines on how you could block any bank account maybe after your phone has gone missing or stolen. The good thing about blocking bank accounts is that, you can do it with any phone around, provided you remember your banking details. .
Below is a comprehensive guide to blocking every major Nigerian bank account and card during an emergency.
if you bank is not listen below, kindly drop a question in the comments box.
| Bank | USSD Block Code | Emergency Hotline |
|---|---|---|
| Access Bank | *901*911# | +234 1-2712005 |
| Zenith Bank | *966*911# | +234 1-2787000 |
| GTBank | *737*51*10# | +234 700 4826 66328 |
| First Bank | *894*911# | +234 708 062 5000 |
| UBA | *919*911# | +234 1-2808822 |
| Fidelity Bank | *770*911# | +234 1-4485252 |
| Wema Bank | *945*911# | +234 803 900 3700 |
| Stanbic IBTC | *909*1*911# | +234 700 909 9099 |
1. To block most accounts, dial 911
The Central Bank of Nigeria (CBN) and the Nigerian Inter-Bank Settlement System (NIBSS), have ensured that majority of banks standardizes their emergency deactivation codes to; *BankCode*911#.
The beauty of these codes is that they often work from any phone, not just the one registered to the account. If your phone is stolen, borrow a bystander’s device and dial the specific code for your bank.
Blocking of Access Bank account (including former Diamond Bank)
For people using access Bank, the Bank allows you to block your account or USSD profile instantly by dialing *901*911#. Once you dial the code, you’ll see a prompts to enter the phone number associated with the account. This immediately blacklists the USSD profile, preventing transfers even if the thief has your PIN.
Blockimg code GTBank account
How to block your GTB account is by dialing; *737*51*10#. Should your phone be stolen, and you’re forced to use another person’s phone, you will be required to provide the mobile number registered to your account. You can also use the GTWorld App or their Internet Banking portal if you still have access to another device.
How to block Zenith Bank account
To block your zenith bank account, you just have to dial: *966*911#. When you’ll dial the code, you shall be asked if you want to stop debt on your account . Once you acknowledge that, It stops all outgoing transactions (transfers, airtime, and card payments) instantly. You can also send a message to their official WhatsApp number or call ZenithDirect. Note that you could also use a third party’s phone.
How to block first Bank account
Dial *894*911# if you want to block your first bank account. You can also use the sms command by also sending the text “BLOCK” to 30012 from your registered line. If your phone is gone, calling FirstContact is your best bet to ensure your mobile app and internet banking are also frozen. Check the beging of this article for customer support lines to call.
How to block UBA bank account
To block your UBA account, in a panic, dialing *919*911# to immediately block your account. Also, you can chat up the UBA’s Leo (their AI chatbot), which is available on WhatsApp and Facebook Messenger and can block cards or accounts through a simple chat command like “Block Card.”
3. How to block Moniepoint, Opay and Kuda Account
- Moniepoint: Dial *5573*911# from any phone, to block your account
- OPay: Call: 0700 8888 328 or use the “Safety Shield” feature in the app if logged in on another device.
- Kuda Bank: to block your Kuda back account, Send an urgent email to help@kudabank.com with the subject “Emergency: Block My Account” or use the self-service USSD from a linked bank.
If you suddenly misplaces your phone, or maybe it was robbed from you, the first thing to do is, to also save documents and contacts I’m your sim. To achieve this, you must:
- Contact your Telecom Provider: Call MTN (180), Airtel (111), Glo (121), or 9mobile (200) to de-activate your SIM card. This prevents the thief from receiving OTPs (One-Time Passwords).
- Deactivate WhatsApp: Log into WhatsApp Web or a new device to kick the thief out, as many fraudsters use WhatsApp to scam your contacts..
Doctor Brandy Harmon 
